And not merely by brute-force projecting out the growth of an account balance over time, line by line, but simply by using an Excel function – a shortcut, that simply takes the key terms as inputs, and solves automatically for the remaining one. Similarly, the same opportunity exists in Excel. (Or once payments are included, if you know four out of five, you can solve for the fifth.) In the CFP curriculum, prospective CFP certificants are typically taught that if you know three out of the four, you can solve for the fourth. r = rate of return (you may know this as “i” from HP calculators or “I/Y” from TI calculators).While it can be expressed in several forms, all advisors should be familiar with the basic TVM formula: In the real world, you are much more likely to be using a desktop or laptop computer with a spreadsheet or possibly working on it collaboratively with others (e.g., via Google Drive, Office 365, or Dropbox), but you may not have experience applying the same TVM formulas through Excel.įortunately, the mechanics are all the same and Excel is even faster and more powerful once you get the hang of it, but there can be a learning curve. While most advisors learn to do TVM calculations using a physical financial calculator like the TI BII Plus, HP 10bIl+, or HP 12C, the unfortunate reality is that these tools aren’t very common or useful outside of a classroom or testing environment. Being able to quantify the fact that a dollar today is worth more than a dollar tomorrow is useful in a wide range of applications, including helping clients compare investment alternatives, projecting the value of wealth accumulation over time, and even making important career decisions. Time-Value-of-Money (TVM) calculations are one of the most fundamental building blocks of financial planning and investment management analysis. Doing Time-Value-Of-Money (TVM) Calculations The goal of this post is to serve as an introduction (or refresher) on some of the more common uses of Excel among financial advisors, including common formulas and keyboard shortcuts to use it more efficiently. However, like all tools, how effective and efficient Excel is in helping you get your work done depends on your skills and knowledge using it. Whether it is the primary means of conducting financial planning and/or investment management analysis, a tool for ad hoc planning, or simply used for other business management purposes, odds are almost every financial advisor will use an Excel spreadsheet from time to time.Īnd there are good reasons for this, as Excel is an incredibly powerful tool. Using Excel As A Financial AdvisorĮxcel is a tremendously popular spreadsheet software among financial advisors. in Personal Financial Planning at Kansas State University. Derek is a Certified Financial Planner and earned his Ph.D. In addition to his work on this site, Derek assists clients through his RIA Conscious Capital. candidate in the financial planning program at Kansas State University – provides a few Excel productivity tips for financial advisors, including how to quickly do time-value-of money calculations using built-in formulas, discounted cash flow analyses for evaluating Social Security and pension strategies, as well as some practical keyboard shortcuts for navigating Excel more efficiently.Īnd so, whether you are relatively new to Excel and want to learn some things for the first time, use it regularly and might want to polish up on some shortcuts to gets things done more efficiently, or need a resource to pass along to associate planners and other individuals in your firm who may have less experience with Excel… I hope that you find this guest post from Derek to be helpful!ĭerek Tharp, Lead Researcher at and an assistant professor of finance at the University of Southern Maine. In this guest post, Derek Tharp – our Research Associate at, and a Ph.D. Despite the availability of financial planning software and CRM tools, Excel spreadsheets are still incredibly popular amongst financial advisors to do everything from a "specialized" analysis of a particular client situation (e.g., evaluating internal rates of return when choosing between a pension or lump sum), to keeping track of certain task workflows or even important business metrics.
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These groups will be comprised of our 8 Qualifiers and Bottom 8 seeded Quake Pro League players. First day will be made up of 4 groups of 4 players. The Quake Pro League will congregate in a three day Quake World Championship. The gist of the situation is Bethesda Softworks cannot in good faith allow people to participate in the Quake Pro League or Challengers if they can not guarantee their payment to them legally. Since Bethesda Softworks is a subsidiary of Microsoft this has trickled down to Quake Champions. In this statement Microsoft has made it clear they will be suspending all sales in Russia and now Belarus as well. Microsoft made a statement last March explaining why they follow these sort of requests from their government. It just gained attention last year with current events starting shortly after Season 3 started. To be clear this has always been a stipulation for Eligibility for all seasons of the Quake Pro League. Qualifiers are Open to participants who are 18 years old, and from all regions and countries except those countries that are embargoed by the United States of America Treasury Department these being: Russia, Belarus, Iran, North Korea, Syria, Sudan, Cuba, and Venezuela. Registration starts on February 6th for Quake Challengers Global Qualifier 1. As it will explain everything you need to know. If you are interested in participating in the Challengers qualifiers read the RULESET first. There will be 4 weeks dedicated to Global Qualifiers as well as a regional qualifier for: Asia-Pacific, Europe/CIS (includes Africa), South America, and North America. 8 participants from the Challengers will meet up with the 16 invited participants at the Quake World Championship later this year in August to determine Season 4’s winner. This will be 8 weeks spread out from February to July. In addition to the main season there will be a challengers division that anyone can join. Last season had Insomnia in the pool, so Molten Falls is the new addition this season. High Quality VODS get Posted to YouTube for the Quake Pro League e-Sports Eventually.ġ6 INVITED PARTICIPANTS: NAME | twitter Handle, Country, Team Name.YouTube Quake (English) /channel/UCOMk1WI8dxaCFpJptF6K8_A Sometimes in 4K.twitch Quake (English) /quake MAIN STREAM.so Weeks 1, and 2 will be for the Quake Pro League while Week 3 will be the first Challengers Qualifier. Note the format has 2 weeks of Quake Pro League season with every third week being for a specific challengers region.Every Saturday starting this Saturday at 10 AM EAST 4PM CEST.
Your VBA code uses Declare statements Most VBA code doesn’t need to change when using in 64-bit or 32-bit, unless you use Declare statements to call WindowsAPI using 32-bit data types like long, for pointers and handles. You can continue to run 32-bit controls in 32-bit Microsoft 365 like Microsoft (Mscomctl.ocx, comctl.ocx), or any existing 3rd-party 32-bit controls. You use 32-bit controls with no 64-bit alternative. You can also try contacting the COM Add-in vendor and requesting a 64-bit version. You can continue to run 32-bit COM add-ins in 32-bit Microsoft 365 on 64-bit Windows. You have 32-bit COM Add-ins with no 64-bit alternative. IT professionals, and developers in particular, should also review the following situations where the 32-bit version of Microsoft 365 is still the best choice for you or your organization. Tip: If you have 64-bit operating system with an 圆4-based processor, you can choose to install 32-bit or 64-bit Microsoft 365. Check your Windows version.Ħ4-bit Windows 10 with ARM-based processorģ2-bit operating system with an x86 (32-bit) processor The following computer systems can only install 32-bit Microsoft 365. For more information, see Using the Large Number data type. 64-bit VBA provides the LongLong data type which fully supports large numbers. You’re working with the Large Number data type in Access, and while this data type is supported by 32-bit Access, you may see unexpected results when executing code or expressions that use native 32-bit VBA libraries. In-house Microsoft 365 solution developers should have access to the 64-bit Office 2016 for testing and updating these solutions. Using the 64-bit version of Microsoft 365 lets you deliver a 64-bit version of those solutions as well as a 32-bit version. You’re developing in-house Microsoft 365 solutions like add-ins or document-level customization. You’re working with files over 2 GB in Project, especially if the project has many sub-projects. The 64-bit version of Microsoft 365 may be better suited to handle these complex slide decks. You’re working with extremely large pictures, videos, or animations in PowerPoint. With 32-bit apps, you might get as little as 2 GB of virtual address space which in many cases isn't enough and can cause the app to stop responding or crash. With 64-bit apps, you have up to 128 TB of virtual address space which the app and any add-ins running the same process can share. While 32-bit applications can work with add-ins, they can use up a system's available virtual address space. You're using add-ins with Outlook, Excel, or other Office apps. See Excel specifications and limits, Data Model specification and limits, and Memory usage in the 32-bit edition of Excel. The 64-bit version of Microsoft 365 may perform better in these cases. You’re working with large data sets, like enterprise-scale Excel workbooks with complex calculations, many pivot tables, data connections to external databases, Power Pivot, 3D Map, Power View, or Get & Transform. Therefore, if your scenarios include large files and/or working with large data sets and your computer is running 64-bit version of Windows, 64-bit is the right choice when: Also, 64-bit applications can access more memory than 32-bit applications (up to 18.4 million Petabytes). Reasons to choose the 64-bit versionĬomputers running 64-bit versions of Windows generally have more resources such as processing power and memory, than their 32-bit predecessors. If you're still not sure which version, 32-bit or 64-bit is a better choice for you, see the section below. See “Office (64-bit or 32-bit) couldn’t be installed” error. The same is true if you installed the 32-bit version, but want to install the 64-bit version. Important: If you install the 64-bit version, but want the 32-bit version instead, you must first uninstall the 64-bit version before installing the 32-bit version.
The song cycles through the same phases that so many of us do while processing heartbreak: denial, despair, anger, desire. Like so much of his best work, it’s propelled by its poetry, the raw insights about how it feels to be alive. It’s not Dylan’s flashiest or heaviest or best song, but it is my favorite, a gentle, intimate portrait of lost love and lasting anguish. That’s most palpable on “If You See Her, Say Hello,” which brings us into a fractured relationship in a way that’s both effortlessly relatable (“We had a falling out, like lovers often will”) and hyper-specific (“And to think of how she left that night, it still brings me a chill”). Blood strikes such a chord because the heartache it mines feels at once deeply personal and universal. “I don’t write confessional songs,” Dylan told Cameron Crowe during the release of the immersive (and, in the context of this quote, ironically named) Biograph. But Dylan himself has steadily denied that his masterpiece is autobiographical, even saying instead that it’s based on … Chekhov’s short stories. The couple’s son, Jakob, reportedly believes that Blood is about his parents. Critics have long assumed that the album is about Dylan’s separation from his wife, Sara. The inspiration for Bob Dylan’s masterful Blood on the Tracks has always been debated. Most heartbreaking line: “Say for me that I’m all right, though things get kind of slow / She might think that I’ve forgotten her, don’t tell her it isn’t so” “Tyrone” is named for one of an unnamed deadbeat lover’s numerous deadbeat friends: “Every time we go somewhere,” Badu purrs with lethal authority, “I gotta reach down in my purse / To pay your way and your homeboy’s way and sometimes your cousin’s way.” It is the gender-flipped riposte to Friday’s “Bye, Felicia,” and in fact turned up as a joke in 2000’s Next Friday it “followed me thru my career like an obsessed X boyfriend,” as Badu put it on Instagram in 2017, while shouting out her backup singers, whose sardonic and sublime “Call him!” chant is the third-best moment. The second-best moment on this viciously sultry slow jam, the crown jewel of Erykah Badu’s 1997 album Live, is the stupendous opening line: “I’m gettin’ tired of your shit / You don’t ever buy me nothin’.” The first-best moment is all the women in the crowd immediately shrieking with delight and, one fears, recognition. Most heartbreaking line: “I just want it to be, you and me, like it used to be, baby / But ya don’t know how to act” After all, breakup songs resonate only when you know what it’s like to lose in love. Maybe you’ll gain a greater appreciation for your current relationship. If you’re happily attached, you can still dive in-these are some of the greatest songs ever recorded, and that’s true whether you’re in your feelings or not. So if you’re lonely, fire up our playlist and cry along as you read our thoughts on each entrant. There was only one rule for the final ranking: just one song per artist was included to avoid Dolly Parton or even Drake from dominating. The list spans several decades and many different moods, but all are rooted in some type of pain. Below, you’ll find our ranking of the 50 greatest breakup songs of all time, as voted on by our staff. And in honor of Valentine’s Day, we decided to dig deep into the genre. We here at The Ringer believe that since heartache comes in many forms, so should the breakup song. What makes a song a “breakup song”? Does it have to be empowering, à la “I Will Survive” or most of the songs on Lemonade? Should it be for the lonely, like Carole King’s “It’s Too Late” or Bob Dylan’s “If You See Her, Say Hello”? Does it have to address the breakup in the lyrics? (Taylor Swift has many entrants in this category, and Marvin Gaye penned an entire album about his divorce.) What about songs with a famous backstory, like “Cry Me a River” or any track off of Rumours? Women’s Plus Size Scary Halloween Costumes And remember: when all else fails, you can always zombify a costume that’s a little too plain! Why stick with a simple princess or clown? Go for a zombie princess or a zombie clown! Halloween is all about letting your imagination run wild, so why not get a plus size Halloween costume that has as much personality as you do? You may just be surprised at what you can find at Spirit! Maybe you want to put a modern twist on your classic costume-why not put on a sassy Alice in Wonderland dress, or become as deadly as ever in a ninja assassin costume? The choices are endless, especially if you want a costume that’s as creative as you are. Become the prettiest doll in the dollhouse when you dress up in a gorgeous plus size doll costume, or sail the seven seas in style in a plus size pirate costume! No matter what you decide to dress as, you’ll be sure to have a Halloween worth remembering when you dress up in any of these plus size classic Halloween costumes. Women’s Plus Size Classic Halloween CostumesĮveryone knows you can’t go wrong with a classic, especially on Halloween! From pumpkins and vampires to werewolves and Little Red Riding Hood, our selection of plus size Halloween costumes includes all of the staples of Halloween. You can save the day in style when you suit up in any of our plus superhero costumes, and you’ll feel confident enough to take on any villain that comes your way-you can even team up with your friends and form a superhero squad that no one would want to mess with!Īnd for all of our horror fanatics out there, you’ll be happy to know we’ve got the female version some of your favorite horror film icons-so you can be scary AND still look drop-dead gorgeous! These characters may be creatures of nightmares, but that won’t stop you from looking as sexy as ever-and you can still show off your love of all things horror! From horror films to classic TV icons, Spirit is here to help you become your favorite character just in time for Halloween! Are you ready for your close-up? Because you’re definitely going to look like a star! If you want to show some love for one of your favorite characters, then why not do so by rocking their signature style all Halloween long?! From TV and the big screen to some of your favorite actresses, these costumes will have you ready for your big debut in no time at all. And who knows? You may just be a few clicks away from your new plus size Halloween costume! So, maybe you’re still looking for the best plus size Halloween costumes of 2023, or you haven’t even thought about it yet-either way, we’re here to help! We know how overwhelming it can be to look through every costume on our site, especially when you’re not sure what you’re looking for! Keep reading below, and you’ll find a quick breakdown of all of the plus size costumes that we have to offer, so you won’t have to search endlessly to know which ones fit your style. And with such an awesome selection of women’s plus size Halloween costumes, you’re sure to find the perfect plus size costume right here at Spirit! Whether you’re going out with friends, dressing up the whole family or just having fun, our costumes are perfect for any fun Halloween celebration. Women’s Plus Size Halloween Costumes for 2023Įveryone deserves a costume that not only fits them right, but also looks totally amazing-which is why we’re excited to show off our selection of the best plus size Halloween costumes of 2023! From your favorite characters and sexy costumes to scary or occupation costumes, our plus size Halloween costumes feature a wide range of styles that everyone is sure to love. (Enemies affected by Rift Surge’s radial banish) This is useful for spread the effects of banish to enemies that are further away or outside of Cataclysm allow them to be affected by abilities such as Stasis and for Limbo to target if he goes into the rift plane.Įnemies will remain affected by Rift Surge for a period of time when the ability is cast given plenty of time for the radial banish to be triggered when an enemy exits the rift plane or if Limbo forces them out by deactivating Cataclysm. Surges enemies with rift energy which causes a radial banish to occur at their current location, affecting nearby enemies with banish and knocking them down.Įnemies that are caught inside the rift plane may be targeted by this ability and once killed, they will pass this to enemies that are outside of the rift. (Enemies caught in Cataclysm affected by Stasis) 3) Rift Surge This also causes enemy projectiles to stop when fired and only continued to their current trajectory when the ability ends. This is useful for disabling enemies that Limbo has used his banished skill on or enemies that are caught within Limbo’s Cataclysm ability.Įnemies will not be able to move but may be damaged by Limbo and his allies making this one of the best ways to disable enemies. Limbo causes any enemies that are rift-bound or in the other rift to be held in stasis, being unable to move completely. Limbo may deal with enemies that are in the rift plane by simply moving to the plane by dashing and the portal left behind will also allow his allies to follow.Īugment Mod: Rift Haven causes allies that have been banished to gain 25% of their health restored 2) Stasis (Limbo inside the rift plane attacking the enemy) The enemy will not be able to damage those who are in the opposite plane and this rule also applies to Limbo. (Limbo hitting but not damaging enemy in other plane) Limbo first banishes an enemy which deals damage and knocks them back, staggering them for a quick few seconds. Limbo can use this to send an enemy into the rift plane so he can kill that enemy while being untouched by those who are not in the same rift. This is useful for setting enemies aside for later while you deal with groups or another enemy. Limbo forces an enemy into the rift plane where it cannot be damage nor deal damage to those who are not in the plane. Moving to the rift plane allows Limbo to damage any enemies that have also been banished to the rift plane freely without other enemies being able to attack him. Limbo can slide to either enter or exit the rift plane and will leave behind a portal which his allies can use to enter the rift plane as well when he enters the rift plane. His passive ability allows him to instantly switch to the rift plane which makes him untouchable by enemies and even undetectable by lasers, unaffected by any restriction regarding the duration. Limbo has the ability to banish enemies to the other plane, freeze enemies caught in the rift, overload enemies with rift energy and even tear open his own rift plane for him to manipulate.
The females normally lay four eggs, typically in March. During this season, the males will become territorial and highly protective of their nest sites. Click to enlarge.Īmerican peregrine falcons begin their breeding season in February, which lasts through June. Their population is expanding though, with hopes of the historical range being fully restored.įull range of peregrine falcons in North America. Historically, they occurred throughout California but are now mainly located in the central and southern coast. Although some American Peregrine falcons will migrate, falcons in California tend to remain in the same region year-around. The subspecies of American peregrine falcon inhabits North America, from Mexico to Canada. There are 18 subspecies of peregrine falcon, which together have a global distribution, occurring on all continents except Antarctica. They do enjoy a challenge though, because their prey consists of other highly-mobile birds and sometimes bats. By using their large talons, they are able to masterfully grab and/or strike their prey in mid-air, then use their unique notched beak to bite through the neck to kill it. When diving down (a.k.a, “stooping”) for their prey, they can top speeds of over 200 mph, making them the fastest animal that inhabits the Los Padres. These magnificent birds have wingspans up to 44 in (almost 4 feet!) and fly at speeds up to 60 mph. The American peregrine falcon can be seen soaring high in the sky throughout the Los Padres National Forest. This item article is part of Project ItemDex, a Bulbapedia project that aims to write comprehensive articles on all items. Locations List PLA Wayward Cave Crafting Materials List of Materials used for crafting you can find in the Wayward Cave location in PLA. You can find this area within the Location in Pokemon Legends Arceus. Generation IV – V – VI – VII – VIII – IX Pokemon Legends Arceus Wayward Cave is home to 5 Pokemon you can find and catch.Held by wild Sandshrew SP and wild Sandslash SP (5% chance each)ĭelibird Presents ( Mesagoza Branch, after earning 4 Gym Badges)Īccro Griffe ( Core series) Accroc Griffe ( PGL) Ultra Space Wilds (sometimes dropped after Barbaracle ambush encounters) US UM Held by wild Sandshrew and wild Sandslash (5% chance each) When the holder uses moves that deal damage over several turns, such as Bind or Wrap, their effects will last longer than usual. It extends the duration of multi-turn attacks, such as Bind and Wrap.Īn item to be held by a Pokémon. It extends the duration of multi-turn attacks like Bind and Wrap.Īn item to be held by a Pokémon. Fly towards the volcano and then loop around it (clockwise. Make your way over to the Firespit Island and get on your Braviary. When held by a Pokémon, it causes binding moves used by the holder to always continue for 7 turns.Ī Pokémon hold item that extends the duration of multiturn attacks like Bind and Wrap.Ī Pokémon held item that extends the duration of multiturn attacks like Bind and Wrap.Īn item to be held by a Pokémon. Unown B is located in the Cobalt Coastlands. When held by a Pokémon, it causes binding moves used by the holder to always continue for 5 turns. Pokémon Brilliant Diamond and Shining Pearl. The next song in the film, 'Hopelessly Devoted to You', demonstrates not. The artist sang a gorgeous rendition of Hopelessly Devoted to You, taking to the stage to flawlessly belt the high notes on the classic Grease ballad. The British-Australian singer and actress, who. In Look at Me, I'm Sandra Dee' the rest of the Pink Ladies could be seen to. Pink sang Olivia Newton-John’s Hopelessly Devoted To You. So go get your Pink Ladies and T Birds, and join Vikki Holland-Bowyer, who sounds uncannily like Olivia, together with the multi-talented cast of musicians, dancers and guest artistes. The Projects Peter Helliar has revealed Olivia Newton-Johns famed performance of Hopelessly Devoted to You was recorded after Grease was filmed. YOU’RE THE ONE THAT I WANT – XANADU – HOPLESSLEY DEVOTED TO YOU – SUMMER NIGHTS – GREASE IS THE WORD – SAM – WE GO TOGETHER – PHYSICAL – MAGIC – IF NOT FOR YOU – SUDDENLY – COUNTRY ROADS – A LITTLE MORE LOVE – BANKS OF THE OHIO plus many many more! Pink sings beautiful tribute to Olivia Newton-John Pink, Olivia Newton-John, standing ovation Pink sang her heart out at the American Music Awards earlier today, receiving a standing ovation for honoring the late Olivia Newton-John with a. Pink delivered a heartwarming tribute to the late Olivia Newton-John during the 2022 American Music Awards in Los Angeles Sunday night. The NEW must see Musical Tribute Celebration of one of the most famous, much loved and sadly missed icons, Dame Olivia Newton John.įrom her early years of singing Country Pop, and shooting to stardom in her legendary 1978 role as SANDY in the multimillion block- buster GREASE, storming into the 1980’s with numerous artiste collaborations including ELO and Cliff Richard, starring in the teen film XANADU, to her raunchy 80’s music video greatest hit, “Physical”, Hopelessly Devoted to You, will have you singing and dancing in the aisles celebrating the incredible journey of Olivia Newton John’s stellar career. We regret to advise this performance has been cancelled Please note: all sales are final – there are no refunds or exchanges Olivia Newton-John Videos onjvideos Nov 21 Replying to onjvideos On behalf of one of many Olivia’s fans. Online Ticket £27.50 (includes £2.50 online booking fee)īookings over £20 made through the Box Office will incur a £1 booking fee Pink performed a cover of Hopelessly Devoted To You at the American Music Awards in honor of the late singer and actress Olivia Newton-John. |
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